PRODUCTS

Global Medical Insurance^sm

Global Medical Insurance is an annually renewable, U.S. style, major medical insurance product designed for foreign nationals who live outside of their country of citizenship, or who wish to option out of their home health care system. The plan also addresses the needs of U.S. expatriots who want a quality medical insurance plan that will respond to their medical needs in a foreign country.

International citizens face the constant challenge of finding cost effective quality insurance programs that combine worldwide coverage with ease of availability. The Global Medical Insurance program is designed to protect individuals from the high cost of medical expenses. The Global Term Life Insurance program provides protection for your family at the time of traumatic loss. The Global Term Life Insurance program is available with no additional underwriting. Those qualifying for the Global Medical Insurance program are automatically eligible for the Global Term Life Insurance. IMG provides the programs most in demand by todays international citizen: Accessible, worldwide coverage with long term security for individuals and their families.

The Global Term Life program includes coverage to age 70, an Accidental Death and Dismemberment benefit and a standard annual premium of $240.

By enrolling in Global Term Life Insurance, you also become eligible for the optional Global Daily Indemnity Plan at the time of application.

The Patriot products address the medical insurance needs of U.S. citizens and foreign nationals who need temporary medical insurance while traveling for business or pleasure anywhere outside their country of citizenship. Coverages include medical evacuation, repatriation, choice of deductible and policy limits, and experienced U.S. based claims paying abilities. IMG's ability to respond to medical needs makes us an ideal partner for international travelers.

If you are an Executive that travels outside of the United States frequently throughout the year, don't risk finding yourself ill or injured in a foreign country without adequate resources to assist with securing medical care and covering the associated costs.

Individuals on the Global Medical Insurance^sm plan by their 65th birthday and maintaining continuous coverage to age 75 are eligible for IMG's Global Senior Plan.